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6. Leverage Credit Card Coverage

The credit card’s coverage is limited, but it can act as a substitute for travel insurance for short and inexpensive trips. It’s free protection, but remember to carefully review the specific details of what’s covered and what’s excluded. Don’t expect full coverage from this insurance. Some premium travel rewards credit cards offer a basic level of trip cancellation/interruption insurance when you use the card for your travel bookings.

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7. Group Discounts

Many insurance companies offer discounts for insuring larger groups on the same policy. For example, a couple may receive a 5% discount, while groups of 6 or more could save 10% or more. This applies to families as well as groups who are planning a multi-household vacation. Check with your insurer to see if they offer group rates for your travel plans.

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